Terms of Service

Effective: 2026-04-28

1. Acceptance

By using bhovix.com (the “Site”) you agree to these Terms. If you do not agree, do not use the Site.

2. Calculators are informational only

The calculators on this Site simplify real-world finance into single-page estimates. The output is illustrative. We make no warranty as to accuracy, suitability, or fitness for a particular purpose.

3. Not professional advice

Nothing on the Site constitutes legal, financial, tax, accounting, investment, or business advice. Before making any decision involving real money, consult a qualified professional in your jurisdiction.

4. License to use

We grant you a limited, non-exclusive, non-transferable, revocable license to use the Site for personal or internal business decisions. You may not scrape, mirror, republish, or scrape-and-resell the Site or any of its calculators or content. You may not remove copyright, trademark, or affiliate-disclosure markings.

5. Intellectual property

The Site, its calculators, copy, and design are the intellectual property of Bhovix. Trademarks belong to their respective owners.

6. Affiliate disclosure

Some links on the Site are affiliate links and pay us a commission if you sign up. See the Disclaimer for the full list and FTC notice.

7. Disclaimer of warranties

The Site is provided “AS IS” and “AS AVAILABLE”. To the maximum extent permitted by applicable law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

8. Limitation of liability

To the maximum extent permitted by law, our aggregate liability arising out of or related to the Site is limited to USD 100 or the amount you paid us in the 12 months prior to the claim, whichever is greater. We are not liable for indirect, consequential, incidental, special, or punitive damages, including lost profits or revenue. Some jurisdictions do not allow the exclusion or limitation of certain damages; in those jurisdictions, our liability is limited to the smallest amount permitted by law.

9. Indemnification

You agree to indemnify and hold us harmless from any claim, demand, loss, or expense (including reasonable legal fees) arising out of your use of the Site, your violation of these Terms, or your violation of any third-party right.

10. Governing law and jurisdiction

These Terms are governed by the laws of India, without regard to its conflict of law principles. Any dispute arising out of or related to these Terms or the Site shall be subject to the exclusive jurisdiction of the courts at Mumbai, Maharashtra, India.

11. Severability and entire agreement

If any provision of these Terms is held unenforceable, the remaining provisions remain in effect. These Terms together with our Privacy Policy and Disclaimer constitute the entire agreement between you and us regarding the Site.

12. Contact

Email growmedia@bhovix.com for any question about these Terms.