Hourly Rate Calculator
Most owners under-charge. Plug your real numbers in.
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Inputs
Tools, insurance, software, transport — everything not paid out as your salary.
Receipts
Required hourly rate
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Billable hours per year
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Gross target after overhead
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2026 US median (rough)
- Plumber — $95/h
- Electrician — $85/h
- HVAC tech — $80/h
- Designer — $60/h
- Consultant — $120/h
- Solo realtor — commission only (this calc doesn’t apply)
How this is calculated
billable_hours = (52 − vacation_weeks) × working_hours_per_weekgross_target = target_annual_income / (1 − overhead_pct/100)required_hourly = gross_target / billable_hours
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